Affordable Care Act

The Affordable Care Act is a new law that requires all United States citizens and legal residents to have health insurance by January 1, 2014.

Most people in Illinois can get health insurance from the Illinois Health Insurance Market Place (The Market Place) or from the Illinois Medicaid Program.

Most people in Illinois can get health insurance from the Illinois Health Insurance Market Place (The Market Place) or from the Illinois Medicaid Program.

The Market Place has many kinds of health care plans for you and your family to choose from. All plans cover prescriptions, hospital stays, doctor visits, preventive care (services that keep you healthy like shots and screening tests) and more.

Being sick cannot keep you from getting insurance. You cannot be turned down or charged more for health insurance because you have a serious illness or disease (pre-existing condition).

Frequently Asked Questions about the Affordable Care Act

Need More Information?

Call 1-866-311-1119.

Or visit:

GetCoveredIllinois.gov
healthcare.gov
healthcarereform.illinois.gov
hfs.illinois.gov
EnrollAmerica.org
GetCoveredAmerica.org

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Questions and Answers

Who can get health insurance?

You must be an Illinois resident, a United States citizen or legal resident in the United States. If you or a family member cannot get health insurance, other members of your family may still be able to. There is no risk to apply. Your information is only used to determine if you and your family can get health insurance.

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What if I cannot afford health insurance?

Financial help to pay for health insurance depends on your family size and income. The lower your income, the more financial help you can get. Most very low-income people and adults without children may be covered by Medicaid. Anyone who gets Medicaid cannot get financial help from the Marketplace.

You Can Get Medicaid if You Are:

  • Between the ages of 19 and 64
  • A legal resident of the United States
  • A person making less than $15,800 a year
  • A couple making less than $21,400 a year

The program “All Kids” covers children in a family of four who make less than $3,925 a month.

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What if I do not get health insurance?

You must have health insurance through your work place, Medicaid, Medicare or the Marketplace. If you do not get health insurance you will have to pay a tax penalty. The tax penalty increases every year.

In 2014 the tax penalty for an individual starts at $95 or up to 1 percent of your income, whichever is greater.

In 2014 the tax penalty for a family will be no more than $285.

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How do I enroll?


Enrollment begins:
October 1, 2013

Enrollment ends:
March 31, 2014

You must enroll by December 15, 2013 to get health insurance by January 1, 2014.

Online:
GetCoveredIllinois.gov

By phone:
1-866-311-1119 or 1-855-257-3414 (Great Lakes Medicaid)

In person:
At the Illinois Department of Human Services
Find an office in your area at GetCoveredIllinois.gov.

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